Shop Pay gives you the option to pay in full at checkout, or to split your purchase into regularly scheduled payments. When available, Shop Pay Installments is an option for orders between $50 USD and $17,000 USD (including discounts, shipping, and taxes).
What Are the Payment Plan Options?
The interest-free payment option is split into 4 payments, 1 installment every 2 weeks. This option will not impact your credit score + there are no late fees (note: late/partial payments may affect your approval for future use of Shop Pay Installments).
Pay monthly with term options of 3,6, or 12 months + rates from 0-36% APR + there is no impact to your credit score to apply! This option is available for purchases > $150.
Who is Eligible to Use Shop Pay?
18+ years of age, must reside in the US, & must be using USD for payments.
Note: Shop Pay Installments does not accept Capital One cards or prepaid debit/credit cards.
More Shop Pay Installments Info:
For more info about Shop Pay Installments payments and financing, such as how to make a payment & why you might not have been approved, visit the Shop Pay Installments Help Center.
